When you are traveling, you will need to know whether your auto insurance will cover rental cars. Generally, your policy will cover damage to your own car and the vehicles of other people, including pedestrians. It will also cover any personal property you damage or lose. Rental cars will fall under this insurance as well. Your coverage may also include a deductible, which is a pre-set amount you must pay before your insurance kicks in.

Whether your auto insurance will cover rental cars depends on the rules in your state. You can check with your agent to see if your coverage will cover your rental car. If you are at fault for the accident, your insurance company may recover the cost of renting another car. The insurance company can also cover the cost of medical bills if you are injured in an accident.

If your insurance policy does not cover rental cars, you can purchase a collision damage waiver from the rental agency. This coverage may also be secondary to your personal auto insurance. Some credit cards offer supplemental coverage, which covers rental cars. However, you may have to decline CDW offered by the rental company.

If you’re worried about driving a rental car while on vacation, check if your policy covers rental cars. If not, you may want to consider purchasing additional insurance. Almost all states require that drivers carry liability insurance. This pays for any injuries or damage you cause to another person or their property.

Your auto insurance policy will not cover rental car costs if you don’t have collision or comprehensive coverage. These policies will cover any damages or losses caused by accident or theft. Your policy may also include a loss damage waiver. These waivers can reduce or even eliminate your deductible. But you’ll need to make a claim to get the insurance.

Although your personal car insurance policy is likely to cover rental cars, it may not cover any damage to the rental vehicle. It is best to check with your insurance company and agent to ensure that your policy covers rental cars. It’s also best to check if there are any limitations on long-term rentals.

Increasing your insurance coverage limit can be cheaper than paying for rental car insurance. While full-coverage auto insurance costs less than $60 a day, rental car insurance can cost nearly double that. By contrast, rental car insurance can be as high as $1,800 per month. However, most rental car insurance policies cover rental cars for the minimum requirements required by your state.

You can also check with your credit card company to see if your credit card offers rental car coverage. Many credit card companies provide rental car coverage, but the benefits may differ. You should always check with your card issuer to see what your credit card covers.

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